This involves acting for clients by expeditiously recovering debts owed to them by defaulters or loanees. The process usually involves the issuance of legal letters of demand and statutory notices threatening legal action against the debtor in default. Usually these demands yield positive results whereupon we proceed to close our file upon payment of the debt to our client by the debtor. When this happens, we only charge a mutually agreeable nominal fee. However, where the debtor becomes adamant, we proceed and institute court recovery action against the debtor with a view of obtaining summary judgement against him or her. Under this debt collection docket, we also sue, prosecute and defend suits filed by, for or against our clients.